Loan Agency

We provide a wide range of Agent, Loan Financial and Monitoring services to support the business of corporates and financial institutions.

Segregation of the Agent’s role, independence and monitoring of the deal in the on-going are the strengths of our service.

We boast the most experience in Italy in this field of activity: the various backgrounds of our specialists enrich the team’s expertise and enable us to handle even highly sophisticated deals with domestic and international clients, providing the best solutions for their needs.

We operate according to a relationship management model, through which, in addition to managing and executing financial transactions, we develop and nurture long-term relationships with our clients. This approach allows us to better understand market needs, fulfil and anticipate them.

We collaborate with internal Business Units and other Bank Divisions to provide the best specialist debt services for corporate clients and businesses.

As part of our Agency & Securities Services, we offer support in:

Coordinating order processing and payment flows with timely instructions
Supervising Agency and Securities activities and services in complex domestic and international debt transactions
Ensuring administrative management and providing support in the definition of the documentation as a whole
Managing contractual waivers and amendments from an administrative perspective, verifying compliance, financial covenants and significant events
Maintaining relationships with Financial Institutions and clients by managing information matching, periodic reporting and information and order flows to and from clients
Maintaining relations with institutional clients, preparing and forwarding administrative, technical and economic documentation for tender procedures and monitoring their outcome
Coordinating the closing of transactions related to debt structures, supporting external counterparties in finalising the necessary formalities

With regard to Portfolio Management we deal with:

Overseeing the credit, administrative and documentary management of the Structured Finance portfolio and complex Large Corporate financing, in Italy and at foreign branches
Actively monitoring the aforementioned Specialised Lending portfolio
Supervising and actively managing all pre- and post-closing phases of particularly complex transactions, ensuring their best execution
Ensuring and guaranteeing the active management of portfolio transactions, including through the use of market instruments aimed at optimising capital allocation such as credit risk insurance and cash collateral guarantees

For clients who require assistance in finalising their financing transactions, we manage the contractual agency activities and provide specialised financial services.

Services

Over the years, the range of services offered has expanded thanks to the continuous specialisation of our professionals and greater penetration in the target market.

These are complex operations, where the agent’s activities are manifold, including but not limited to:

Verification of the effectiveness of contracts
Verification of periodic obligations (e.g. financial covenants and administrative obligations) and compliance with contractual obligations
Administrative management of contractual obligations
Assistance in handling waivers, contractual amendments, significant transactions, property disposals, pledged accounts and waterfall clauses

Our experience has been enriched by the development of new commercial and financial services, including: closing solutions for corporate and wealth management transactions, management of surety commitments, verification of conditions precedent to agreements, representation of specific contractual interests, Escrow Agent to guarantee payments in sale and purchase agreements, Security Agent, SACE Agent, EIB Agent, CDP Agent and Fronting Bank.

Link to access the restricted section of the website dedicated to Lenders and Customers.